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Synthesis 2012 > In Germany and the UK, the feeling of exposure to risk is fairly low

Germany and the United Kingdom: the feeling of exposure to risk is fairly low and the capacity to cope financially is relatively strong in both countries

But here again, anxiety levels differ considerably between the two countries.
The first point in common between these countries is the low feeling of exposure to risk.
None of the risks tested were seen as “probable” by a majority of Germans or British people: whether the risk of unemployment (felt by only 30% of Germans and 32% of British), road accident (38% and 33%) attack or theft (25% and 20%) or financial risk (30% and 22%).

Comparatively few German and British people consider that the risk of precarity has increased over the past five years (respectively 41% and 46% versus 63% overall).

Also, Germany and the United Kingdom are the countries where protection mechanisms are least frequently considered to have declined with regard to financial risk, risk of unemployment and of poverty. Once again it should be borne in mind that the people surveyed judged the changes over the past five years rather than the systems’ capacity to protect them. Only 31% of Germans and 29% of British people considered that they were less well-protected than before, compared with an overall average of 47% for the countries surveyed.
Germany and the United Kingdom also count the highest number of people who feel able to cope financially with the consequences of the risks they could encounter. This is so with regard to unemployment (48% of Germans and 53% of British feel able to bear the financial consequences compared with the overall average of 42%. Similarly, a greater proportion feels able to bear the expense of temporary inability to work (53% of Germans and 58% of British versus the overall average of 47%) and serious illness (47% of Germans and 53% of British versus the overall average of 42%).

The British and German models nonetheless differ on two points. First of all, the level of protection reported in the United Kingdom (via insurance or State schemes) is lower than in Germany, particularly with regard to the risks of illness, invalidity and loss of autonomy. Above all, the anxiety levels in each country differ significantly:

  • In Germany: even though the feeling of exposure to risk is low, and the feeling of being protected and able to cope financially is higher than the average, the anxiety level is extremely high. On average, Germans feel anxious about 13 risks out of 17 - the second highest level of anxiety after Italy.
  • In the United Kingdom: the anxiety level is much lower than in Germany, with British people concerned about 9 risks out of 17 even though the feeling of protection is lower than in Germany.

Germany and the United Kingdom: the feeling of exposure to risk is fairly low



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